And what Derrick Jaxn had to say:
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You don't have to be perfect to be better.
As far as my grocery habits, I put what I need into my grocery app, as I realize I need it. (I am LOVING the 21st century!)
As much as possible, I go over the shopping cart, delete anything I don't really need, and pull the trigger on the order once per calendar month.
If I forget something, I live without it until next month. Part of this is practice, and part of it is that there is a charge for grocery delivery, no matter how large the order (no free delivery) - so I don't want to place an order (and pay the fees) because I forgot a few items.
This is the start. As you get used to (train) not going to the store every week (or day), that is the beginning of your savings.
How?
The less time you spend in the store, the less money you spend. EVERYTHING in the store is designed to get you to spend more money than you had planned; from the colors and layout, to the junk lining the checkout aisle. Even stores where it looks like stuff is thrown on the shelves willy-nilly, there's a plan behind it to get you to spend on impulse.
Example: we've all had the experience of going to a grocery or dollar store for ONE thing, and planned to pop in, get it and go... So, you don't need a basket or shopping cart, right?
As you check out, and take your shopping bags (!!) to the car, you vaguely wonder what happened to the 'get ONE thing' idea, lol.
There's more, but this is the start.
TL; DR: Make a list, and plan to stay out of stores as much as possible.
If once a month is too long, due to space or money constraints, work on going as little as possible, and extending the time between trips.
There's more, if you're interested. When I spoke to Ben this week, I realized I started doing this back in 1993(!), and I lot of what I do now I don't have to think much about it.
So, if you're interested, I will break it down as best as I can.
Ben Jason Dawn Shauna Kim
Save Money Part One
I was asked about this topic, so I decided to write a post what I did. So, here goes:
Household Organizing
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This thought greeted me as I woke up today:
"Turn the reasons why you can't, into reasons why you can."
I have seven children. (No, that's not a typo!) And one of the things that I have learned about having seven children is that it can get me out of anything I don't want to do.
Want me to bake 40 dozen cookies for the bake sale? "I have seven children."
Want me to go to lunch with you? "I have seven children."
You get the idea.
For you Star Trek:Voyager fans, I'll paraphrase Captain Kathryn Janeway, because having seven children is a little like using logic: "You can use seven children to justify anything; that's its power… AND its flaw."
Because once you throw that card on the table, the discussion's over - it's the ultimate "Get Out of Jail Free" card.
Because if you have seven children, it is believed that your resources are scarce. Money, time, energy, sanity (well, maybe sanity … :-) !!)
Now, that's great when I want to get out of doing something that does not serve my life and values (after all, I have SEVEN children, lol!!), but when it keeps me stuck, that's not so good.
I've done a fair bit while having (not while in actual labor!!) and raising seven, and I've learned that they are the best REASON to do anything, as well as the best REASON to ruthlessly eliminate the crazies (I'm looking at you, 'outlaws'!), the negatives, the time sucks (well, I'm still on Facebook, "Friend" me!), and move forward.
Turn your excuses into reasons:
"I have seven children, so I can't…" (EXCUSE)
becomes
"I have seven children, so I must…" (REASON)
Replace my reason with yours in the above example.
One of the reasons that I knew that I couldn't, mustn't stay stuck is because of one question asked by a coach and friend, Steven Barnes.
"What would you tell your child to do in this situation?"
As I thought about the answer, it hit me:
I. HAVE. ***SEVEN***. CHILDREN.
They are WATCHING me and USING me as their model… WHAT AM I TEACHING THEM WITH MY EXAMPLE?!?!? (That is not happy punctuation there, let me tell you! It was a pretty dismayed, horrified thought!)
Do what needs to be done.
Do what you need to do.
Turn your excuses why you can't, into reasons why you must.
Can it be terrifying? Absolutely.
But it so empowering to drive your life without the parking brake on.
Do I have this perfect? No (my children will heartily agree with me - they 'see' me in my imperfect glory every day) ... This post is just as much for me as it is for anyone. That's why my Facebook profile cover photo says, "There is no finish line."
What they also see is me moving forward, one step at a time. Falling down. Getting back up and trying again. I am open to them, willing to accept my mistakes, work out the problems and talk it out (VERY important with teenagers).
I don't want my children to be like me. I want them to be BETTER than me, so *I* have to be better than me - better than I was yesterday, so they can step into their power early in their lives, and project their eventual children still higher.
Turn your excuses why you CAN'T… into reasons why you MUST.
And yes, I know that ending it with "CAN" would flow better, but this isn't about writing flow, it's about getting off your keister ('ass' for those of you who like stronger language) and GETTING THE JOB DONE.
Kaizen!! (Google it!)
About Excuses...
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The Brilliant Lessons of Michelangelo
by: Tom Russell, Source Unknown
Many of them envied his magnificent abilities. One example was the architect Bramante. Pope Julius retained Michelangelo to build him a splendid tomb. Michelangelo gladly accepted the project and spent eight months in a marble pit personally cutting and selecting the most perfect stones. When he returned, he found the pope had second thoughts. Bramante had turned Pope Julius against the project. The Pope cancelled it. Later the idea for another special project entered the Pope's mind. Bramante saw the project as a time consuming trap for which there would be little public recognition. Bramante recommended Michelangelo for the job. The great artist saw the trap. He knew what Bramante was up to. He wished to turn the project down but did not want to refuse the Pope's request. So Michelangelo went to work. He spent many years doing the slow and tedious labor the project required. It was the Sistine Chapel. The inspiration that flowed through Michelangelo can likewise flow through any human being. That is what the inspiration wants to do. It cannot be stopped. It is a living, powerful river that easily circumvents all obstacles. Michelangelo collected his inner forces for a complete victory. Likewise, we must not fear to face the trickery of some people and expose it for what it is. This is not negative, but intelligent protection and spiritual perception. In his many books on inner development author Vernon Howard refers to Michelangelo several times. He quotes him as saying, "The more the marble wastes, the more the statue grows." And, "I released the statue from the stone." He chiseled away all that was unnecessary, and David emerged. |
Michaelangelo
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I imagine one of the reasons people cling to their hates so stubbornly is because they sense, once hate is gone, they will be forced to deal with pain. ~ James Baldwin
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Why Cling to Hate?
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Love Is Active
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A mouse looked through the crack in the wall to see the farmer and his wife open a package. "What food might this contain?" the mouse wondered. He was devastated to discover it was a mousetrap.
Retreating to the farmyard, the mouse proclaimed the warning: "There is a mousetrap in the house! There is a mousetrap in the house!"
The Mousetrap
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Two Brothers
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As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them. ~ John F. Kennedy
JFK on Gratitude
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When you squeeze an orange, orange juice comes out — because that's what's inside. When you
are squeezed, what comes out is what is inside. ~ Dr. Wayne Dyer
What's Inside
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The Zen story goes of a man who, fleeing a tiger, jumped over a cliff to escape, grabbed a vine and hung suspended from the side saw another tiger gazing hungrily up.
While the tiger pawed down at him, glancing below he saw another tiger gazing hungrily up.
In a moment of surrender, the man looked to a solitary flower growing from the cliff.
"Splendid!"
Living in The Moment
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A couple, whom we shall call John and Mary, had a nice home and two lovely children, a boy and a girl. John had a good job and had just been asked to go on a business trip to another city and would be gone for several days. It was decided that Mary needed an outing and would go along too. They hired a reliable woman to care for the children and made the trip, returning home a little earlier than they had planned.
As they drove into their home town feeling glad to be back, they noticed smoke, and they went off their usual route to see what it was. They found a home in flames. Mary said, "Oh well it isn't our fire, let's go home."
But John drove closer and exclaimed, "That home belongs to Fred Jones who works at the plant. He wouldn't be off work yet, maybe there is something we could do." "It has nothing to do with us." Protested Mary. "You have your good clothes on lets not get any closer."
But John drove up and stopped and they were both horror stricken to see the whole house in flames. A woman on the lawn was in hysterics screaming, "The children! Get the children!" John grabbed her by the shoulder saying, "Get a hold of yourself and tell us where the children are!" "In the basement," sobbed the woman, "down the hall and to the left."
In spite of Mary's protests John grabbed the water hose and soaked his clothes, put his wet handkerchief on his head and bolted for the basement which was full of smoke and scorching hot. He found the door and grabbed two children, holding one under each arm like the football player he was. As he left he could hear some more whimpering. He delivered the two badly frightened and nearly suffocated children into waiting arms and filled his lungs with fresh air and started back asking how many more children were down there. They told him two more and Mary grabbed his arm and screamed, "John! Don't go back! It's suicide! That house will cave in any second!"
But he shook her off and went back by feeling his way down the smoke filled hallway and into the room. It seemed an eternity before he found both children and started back. They were all three coughing and he stooped low to get what available air he could. As he stumbled up the endless steps the thought went through his mind that there was something strangely familiar about the little bodies clinging to him, and at last when they came out into the sunlight and fresh air, he found that he had just rescued his own children.
The baby-sitter had left them at this home while she did some shopping.
The Fire
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I started trudging the personal development path being excited how I can prove myself and impress others. I thought that would be enough to cover up my weak character. Now I know how exhausting and pointless it is...:)My response?
And now, your journey truly begins. Welcome!!Because once you realize that it's not about impressing other people or what they think about you, it's about what YOU think about YOU, then the fun really begins.
Baby Steps and The Next Level
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Happy Birthday, and New Beginnings...
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5 Ways to Improve Yourself While You Are Sick
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Relationships
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The Greatest Need
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Be at Peace...
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On Creativity
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"Passive-aggressive behavior is passive, sometimes obstructionist resistance to following through with expectations in interpersonal or occupational situations.
It can manifest itself as learned helplessness, procrastination, stubbornness, resentment, sullenness, or deliberate/repeated failure to accomplish requested tasks for which one is (often explicitly) responsible.
It is a defense mechanism, and (more often than not) only partly conscious. For example a worker when asked to organize a meeting might seemingly happily agree to do so, but will then take so long on each task in the process - offering excuses such as calls not being returned, or that the computer is too slow, or that things are not ready when the meeting is due to start - that a colleague is forced to hurriedly complete the task, lest the meeting be postponed."
[Definition from: http://en.wikipedia.org/wiki/Passive_aggressive_behavior]
7 Ways to Deal With Passive-Aggressive People
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Who Should Be A Guru?
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Inspirational Story
A GLASS OF MILK - PAID IN FULL
Author Unknown
One day, a poor boy who was selling goods from door to door to pay his way through school, found he had only one thin dime left, and he was hungry. He decided he would ask for a meal at the next house. However, he lost his nerve when a lovely young woman opened the door. Instead of a meal he asked for a drink of water. She thought he looked hungry so brought him a large glass of milk. He drank it slowly, and then asked, “How much do I owe you?” “You don’t owe me anything,” she replied. “Mother has taught us never to accept pay for a kindness.” He said, “Then I thank you from my heart.”
As Howard Kelly left that house, he not only felt stronger physically, but his faith in God and man was strong also. He had been ready to give up and quit.
Year’s later that young woman became critically ill. The local doctors were baffled. They finally sent her to the big city, where they called in specialists to study her rare disease. Dr. Howard Kelly was called in for the consultation. When he heard the name of the town she came from, a strange light filled his eyes. Immediately he rose and went down the hall of the hospital to her room. Dressed in his doctor’s gown he went in to see her. He recognized her at once. He went back to the consultation room determined to do his best to save her life. From that day he gave special attention to the case.
After a long struggle, the battle was won. Dr. Kelly requested the business office to pass the final bill to him for approval. He looked at it, then wrote something on the edge and the bill was sent to her room. She feared to open it, for she was sure it would take the rest of her life to pay for it all. Finally she looked, and something caught her attention on the side of the bill. She began to read the following words:
“Paid in full with one glass of milk”
Signed, Dr. Howard Kelly.
What Goes Around...
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I recently acquired 12 laying hens. This was exciting to me, since the 10 hens that I have are not laying [as far as I know].
I was told that the new hens probably wouldn't lay for a bit, because of the stress of the move.
So, you can imagine my surprise and delight when we got seven eggs within the first 24 hours after putting them in our pen! I held my first fresh egg moments after the hen laid it; it was still warm!! [My best friend said, "Are you gonna EAT it?!? Ewww!"]
And they've been laying ever since [all of 4 days, but, hey, I'll take it, LOL!]!
So, as you can imagine, I've been using lots of exclamation points in my speech lately :-).
Here, chickens are like dogs. Everyone has a few.
So you can imagine the 'Did she forget to take her meds today?'-type looks that I've received in my excitement.
This is how I feel about it:
Life is mostly the small stuff. Many things happen in the course of your life that are only exciting to you; but how many times do you win the lottery? Get that dream job? Or are recognized publicly for your achievements?
Not that often, huh?
Well, for me, celebrating the small stuff... the day-to-day accomplishments ... that makes my life more enjoyable and focuses my attention on what I have, and fosters a spirit in my heart of gratefulness and joy in the here and now, instead of waiting for that time in the future when I'll have 'arrived'.
You know... Things will be perfect when:
... I get that promotion/job
... I finish school
... the remodeling is finished
... the children are grown
... I have $X more money in my 401(k)
and the things is, after the goals have been achieved, I'll still have to continue on.
Enjoying my day-to-day life, and the small satisfactions therein, allows me to face the disappointments more easily [Dang! There's a monster line at the DMV again!], and not to take it too personally.
Enjoying Life As It Happens
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It is the mask that fear wears.
WHAT IS ANGER?
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I read this cautionary tale on UrbanMonk.net...
Once a renowned philosopher and moralist was travelling through Nasruddin’s village when he asked him where there was a good place to eat. Nasruddin suggested a place and the scholar, hungry for conversation, invited the Mullah to join him. Much obliged, Mullah Nasruddin accompanied the scholar to a nearby restaurant, where they asked the waiter about the special of the day.
“Fish! Fresh Fish!” replied the waiter.
“Bring us two,” they answered.
On Spiritual Pride and Hypocrisy
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I received this in my email; it's worth remembering...
Five very important lessons on how to treat others ...
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Stars
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Personal Development for Smart People is aptly named. It is not a book for the apathetic, the oblivious, or the stupid.
This Book Belongs on Your Bookshelf (and in your hand, too!)
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Here are the keys to financial freedom, and (eventual) wealth:
1) Don't spend all that you earn. Save some for a rainy day.
2) If you don't have the money to pay cash, you can't afford it. Save (#1) until you can.
3) Buy the least expensive, quality item that will do the job. Quality only has to be purchased once.
4) Give to others, and allow others to give to you. What goes around, comes around, and all that.
5) Remember, you only have to get through today... so plan for tomorrow, and let it go.
What else am I leaving out?
Learning From The Financial Crisis...
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Christine Kane recently wrote a blog post on the importance of expanding, especially when you are feeling shrinky.
This is so true.
If your focus becomes fractured by distractions, you will not achieve your goals.
Photo by SmellyKnee
'Fractured?' you say. 'Fractured' by what?
Problems on the job.
Arguments with loved ones.
Money issues.
And the million and one other things that interfere with your focus in day-to-day living.
And even if you know this, when you are in the trenches, it is incredibly easy to lose sight of the goals that you have set for yourself.
Especially when, on some days, it seems like Murphy came and brought his whole family *and* their luggage!
All in the hopes of distracting you from your goal.
Photo by Sami Keinanen
Why?
Because if you can be distracted from it, you probably don't want it all that much.
?!? ...
Yes, it's true.
Admit it to yourself.
The things that you wanted, really and truly wanted, you focused on, and did not let them slip through your fingers without a serious fight. The things that you 'kinda-sorta' wanted, drifted away without much of a struggle, as you let the rest of your life distract you from it.
And here's the thing:
The moment that you decide that you want something, *anything*, is when your desire and focus will be tested.
And that is when *you* have to decide what is important to you, and what you are willing (and not willing) to do to reach your goals.
Speaking of 'reaching for your goals'...
Check out Christine Kane's newest blog, BeMyRecordLabel.com, where *you* and *your* opinion can be part of the creative process of her newest album in production! Way cool! And the songs are great, too :wink:!
Remembering to Breathe
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There has been a death in the family recently, and everyone is dealing with the loss in his or her own way.
The part that is most upsetting about when someone dies is that there are no more opportunities to 'make things right'.
They are gone, and whatever the state of your relationship when the person dies, that is the way it remains. Many people cannot handle that, especially when they have put off saying the hard things, like 'I love you', and 'I'm sorry'.
Photo by: Jim Gordon
One of the things that I have a hard time with is trying to keep up with people, to tell them how I feel about them and what they mean to me, and to apologize when I need to - without my ego getting in the way.
So far, I have been mostly successful in doing this; being emotionally transparent, while difficult, makes things a LOT easier when someone passes away... while the pain (of loss) is still there, the guilt (of not saying/doing things) is not.
Lesson here: Tell the people that you love that you love them. More importantly, SHOW them that you love them.
And don't wait until they are at death's door, either.
Remember, the sick are not always closest to death.
Death and Love
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More On Taking Over The World!
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Alice came to a fork in the road.
"Which road do I take?" she asked.
"Where do you want to go?" responded the Cheshire cat.
"I don't know," Alice answered.
"Then," said the cat, "it doesn't matter."
~Lewis Carroll
"If you don't know where it is, you can't get there from here."
~ Unknown
Interesting Quotes...
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and for the most part, my spring garden is planted. In late March, I began the task of selecting plants.
As I wandered through the local garden stores, all kinds of vegetables caught my eye, and I purchased with glee, looking forward to having fresh vegetables that I didn't have to pay an arm and a leg for; especially veggies like bell peppers... if they are green, they are expensive. If they are yellow or red, the price climbs to obscene levels. They actually cost more than meat... what are they doing, mining them like coal?
Anywhoo.
So, I'm in the stores, happily buying cantaloupes, watermelon, cucumbers, sweet potatoes, and herbs.
And, oh yeah.
Tomatoes.
What kind of garden is it without tomatoes? If you look through the gardening catalogs, you will see that there is a tomato in almost every color under the sun.
Fortunately, my gardening ignorance is being mitigated by my neighbors, who have assisted me every step of the way ("Do I spread the lime on the ground clockwise or counterclockwise?"), so I have a list of the types of tomatoes that do well for this area.
But, as you know, the only way to create a fool-proof plan is to eliminate the fool.
Heh.
Armed with my list, I buy the tomatoes on it. Celebrity, Best Boy, and Homestead. I also pick up some Golden Delicious (a yellow tomato), because it actually gave me three tomatoes last year, when the rest of my garden went AWOL and turned into a weed patch.
I plant my tomatoes (with instructions followed), and pick out the suckers, and trim them so that I can weed around them. I am rewarded with lush, beautiful-looking tomato plants, full of blossoms, and little tomatoes. And that's when I realize that they need to be staked.
No problemo, thought I. I'll head over to Wal-Mart, and pick up some stakes, and tie them up.
When I get to Wal-Mart, I realize that I don't have a clue as to how many tomatoes I have, so I call home, and asked one of the girls to go outside and give me a head count (so to speak).
75 red tomatoes of various kinds.
25 yellow tomatoes ... and two more pots of tomatoes staked on the front and back decks.
!!!
I bought and planted a lot, thinking that my Black Thumb™ would kill off most of them, and I'd have a few left to eat, can, etc.
I have 100 tomato plants (!!!), and while I figured out what it is going to take to keep the plants off the ground once they start bearing heavily (No one has that many stakes in stock; and I wasn't going to drive across three counties trying to buy up tomato stakes when gas is $4/gallon!), I have learned two valuable lessons:
One: Never shop while you're hungry. Experienced gardeners know that even if you have a large family (which I have), you don't need a whole lot of tomato plants to keep them swimming in tomatoes.
Two: Even if you don't know what you are doing, your 'What If?' scenarios should always include how will you handle success; when what you've been working for comes to fruition, sooner and in greater quantity than you dared hope for.
Are your systems in place to handle it all? Is your plan scalable? Can you get help?
Perhaps I'll open up a 'Bubba Gump Tomato Factory'... send recipes, LOL!!
Well, It's May...
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is Perfect.
Why do I say this?
Because I have noticed that one thing that stops me and many others from achieving their goals in life is the idea that, if you can't do something right, you shouldn't do it at all.
That idea is totally bogus. It is simply a high-sounding way to procrastinate, to avoid doing 'that which must be done'.
Think about it... nothing and no one starts out being the best. They may have talent, or skill, but it takes lots of trial and error, going over the basics, and in general, being willing to not know what you are doing until you are able to learn how to do it well.
We all know this, and yet, we hold ourselves back, afraid to make a mistake, or to seem less than perfect.
And, one day, we look up, after waiting until we can 'do it right', and realize that X number of years have gone by, and you are still no closer to achieving your goals than you were X years ago.
I say this to you, as well as to myself:
Do it NOW. Mess it up, you can always redo, retool, start over. You'll learn from your mistakes (and you'll make plenty), and, before you know it, you'll look behind you, and realize that you have come much further than you ever thought you could.
Don't let the naysayers (no matter how close they are to you) tell you that you can't/shouldn't do it. Don't listen when they pick apart your failures. Instead, look at their lives. What have they accomplished? What failures have they bounced back from? Or, is their life a string of compromises, things done to please others, always taking the safe (and sometimes uninteresting) route? Do they make fun of others who are on the path to achievement? Do they find ways to 'take the wind out of your sails'?
We all need people who will pull us back from the edge when necessary, but the best friends are the ones that know you, love you, understand and support your goals. The most valuable friend knows that sometimes, instead of pulling you back from the edge, they need to push you over.
The Enemy of Good...
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"When was the last time you embraced a situation that you didn't like?
Did you complain through the entire experience or did you run away
from the situation altogether? If you did either, you missed a wonderful opportunity to be something that you've never been before. It just might have been that one thing that you had been wishing for."
~Les Brown
Ouch!
This quote hits a little too close to home; the way that all good quotes do :-).
It reminds me not to listen to the voices; to stay the course and do the things that need to be done to achieve my goals.
Experiences You Don't Like...
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These past two months have been pretty difficult for me. I can’t say why here, but suffice it to say that it has been a struggle to keep writing. Posting, as you can see, has suffered even more.
One of the things that I have learned, and that I strongly believe, is that when things are the hardest, when it feels like you cannot endure any more... that is when you are closest to a huge breakthrough. Those of you who remember your childbirth lingo know that it is called “transition”, and it is the time that you are closest to birthing. It is also the time that you feel most like either calling a halt to things; ‘we’ll meet back here tomorrow and finish up’, or to beg for a cesarean, because you can’t take it anymore. But you’re right around the corner from holding your new baby in your arms.
I *know* that I am in transition... for what, I don’t know yet. But I still feel the pressure to get it all done... some of it is external, some of it internal. Knowing it hasn’t made it easier to bear up under it. There are plenty of times that I feel like getting under the bed, taking the phone off the hook, and ignoring everyone and everything.
But that doesn’t solve any problems, does it?
No, it doesn’t.
:-)
Well, as they say, "When you find yourself coming to the end of your rope, tie a knot in it and hang on!"
Transition...
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LaVeda H. Mason
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"Looking upon the loss of anything as though it means the end of it, is the same as believing falling leaves mark the end of the trees."
~Guy Finley
On Loss...
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LaVeda H. Mason
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When Good Labelmakers Do Bad Things...
I need a new keyboard after looking at this one!! (sfw)
Honestly, it's a great reminder to me not to carry organization too far :smiles:!
On Perfectionism...
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LaVeda H. Mason
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Recently arrived in my email:
"We're in a Race Against Time! This is the central theme
of the DIW methodology. Speed is an essential component
to successful realization of the fruits of Debt Freedom.
It is not a casual stroll.
While we're paying off debt, time is our enemy.
In time, some calamity or another will threaten
our ability to make debt payments, and our
financial security.
Friday's unemployment report reveals 80,000 U.S.
workers lost their jobs in March. The unemployment rate
rose to 5.1%, the highest since September 2005. Many,
if not the overwhelming majority, of these workers have
debt, have children, and a non-working spouse. They have
lost this race against time. With luck, they may find another
job and another opportunity to start the race... anew... but
much farther behind.
Coincidentally, a friend of 24 years called on Friday.
He had been offered a generous severance package
in exchange for giving up his hi-tech job after 14 years of
service... and agreeing not to sue the company.
It took him about 3 seconds to decide to take the money
and run. Next month he'll be a statistic in April's
unemployment report.
He has a 4-year old child and a non-working spouse...
but he has no debt.
Almost one year ago to the day of his layoff notice, he paid
off their last remaining debt, their mortgage. His family has
been living debt-free ever since, and stuffing their savings
accounts with all of the cash that used to go to debt payments.
Coupled with his severance, this is enough cash to pay for
their reduced cost of living expenses for 3 years or so.
He achieved Debt Freedom in the nick of time.
He knows he must find another job. Children aren't cheap.
But... he has time.
If you're casually strolling your way to debt-freedom,
you're losing the race.
-------------------
Greg Moore is the Creator of the Wealth Building System
'DebtIntoWealth -- Lessons from My Journey to Debt Freedom'
"My husband is due to retire from the Navy in just two
years at a young 42 years old, and right around then,
using your system, we'll be completely debt free, which
means we could literally never have to work another day,
if we choose." -- Andrea Davis, South Korea
Get YOUR plan to get Debt Free today! Click:
http://www.debtintowealth.com/debttrap.html
DEBTINTOWEALTH.COM
'In the Nick of Time...'
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Why?
Once you know the 'Why?', the 'What', 'How', 'When', 'Who', and 'Where' eventually all fall into place (not necessarily in that order).
Otherwise, (without the 'why?' answered) what you are trying to do is meaningless, because you are more likely to fail to count the actual COST of what you want.
Knowing why you want something can help you to keep your priorities straight when you come to a fork in the road.
For example, when you get an opportunity to work on a project that will meet your goals, but will compromise your character and intergrity, you will find it easier to say 'no', because it doesn't line up with who you are. Conversely, if you haven't clarified why you are trying to do this, the what [you are willing to do to get it], and who [you are - character and ethics], won't be sufficiently strong to resist the siren call to compromise yourself.
Do you spend enough time with your family and friends?
Do you have no time to rest and recuperate because what you are doing is getting in the way?
Have your relationships died, decayed and/or mummified?
Have you become a Snuffleupagus? (Before November 18, 1985)
These are all signals that your 'why' isn't clear enough.
If this is true for you, the only person who can decide to change it is you. Your family, friends, acquaintances and coworkers may all be on your back to change, but ultimately, you have to decide to make the change, and stick with it. You do this by deciding what is important to you, and making clear, conscious decisions in the moment to not compromise your principles and convictions to achieve your goals.
I won't lie; this isn't always easy (depending on your goal, it isn't ever easy, even when your 'right way' is clear. But if you keep the end in mind (your goal), you will develop the habit of reminding yourself that the right thing isn't always easy, and the easy thing isn't always right.
It all Begins With One Question...
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